Benefits Advisory Service offers extensive expertise in employee benefits and human resource consulting. Our team of benefits industry professionals will work with you to build a customized solution tailored to the individualized needs of your firm and your employees. We combine our benefits industry knowledge with an unrivaled commitment to customer service, and a variety of value-added products and services to deliver end-to end benefit solutions.

Employee Benefits. The BAS team builds a multi-year strategic plan for your firm’s benefits program, mapping product choices and plan design to the needs of your firm and your employee population, including:

  • Fully insured and self-insured group health insurance
  • Group life insurance
  • Dental insurance
  • Short term and long term disability insurance
  • Life insurance (Whole Life, Universal and Term Life)
  • Critical Illness
  • Accident Insurance
  • Executive Benefit Programs, “Key Executive” benefits
  • Individual Disability Insurance
  • Long Term Care
  • Multi-year benefit strategic planning services
  • Bank owned life insurance

Human Resource Consulting. We understand how challenging employee benefits plan implementation can be, particularly in the aftermath of the Affordable Care Act. BAS offers its clients a full suite of HR consulting services to ensure best practices are followed, to reduce administrative time and expense, and to enable your organization to remain focused on its core business.

  • Organizational HR analysis and design
  • Summary plan descriptions (SPDs)
  • HR Job descriptions and workflows (IE: on-boarding and employee orientation)
  • Employee manual and handbooks
  • Compliance audit assessments and regulatory guidance (Affordable Care Act, ERISA, DOL)
  • Onsite staffing – interim or permanent HR personnel on location
  • HRIS consulting – integration of HR, payroll, and benefits
  • Labor relations – collective bargaining negotiations and employee relation solutions
  • HR Training (Time Management, Labor Laws)
  • Performance management and compensation

Renewal and Cost Containment Services

  • In-house underwriting expertise
  • Full market analysis with carriers to ensure correct product fit
  • Monthly claims processing
  • Pro-active cost containment measures
  • Wellness programs

Employee Support Services

  • Orientation meetings
  • Toll free employee support line
  • Ongoing employee communications
  • Employee web portal
  • Hope Health Employee newsletter
  • Onsite flu shots
  • Onsite health fairs
  • Professional employee advocacy

HR Support and Executive Services

  • Plan implementation and administration
  • Online HR resource library
  • Subscription to HR Advisor newsletter
  • Customized employee benefit kits
  • Benefit plan comparisons in connection with acquisition transactions
  • Industry benchmarking
  • CFO exhibits
  • Key executive benefits
  • Escalated claims handling
  • 5500 preparation